Business Insurance Broker
Bible briefing · vendor shortlist coming
A business insurance broker is the licensed intermediary who structures and places GL, liquor liability, property, workers comp, EPLI, cyber, and umbrella coverage across the carrier panel. NYC leads the country in premises-liability lawsuits and hospitality absorbs a disproportionate share — slip-and-falls, dram-shop, assault and battery from the bouncer line, food-borne illness — and juries are historically generous to plaintiffs. Pay a broker who specializes in restaurants and bars (Distinguished, Society Insurance, Hub) and review limits annually before renewal.
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19 more vetted-vendor lists across team, ops, marketing, and event services.

