Business Financing & Lending
Bible briefing · vendor shortlist coming
Business financing and lending is the most variable category in the directory — on the same $150K need, a qualified operator with a CDFI relationship pays roughly $15K/yr in interest, while a desperate operator taking a merchant cash advance pays the equivalent of 40–350%+ APR once the factor rate is converted. SBA 7(a), CDFI loans (Pursuit, Accion), revenue-based financing, and equipment leasing all live in this category. Read the product, not just the monthly payment, and watch the daily ACH debit on any MCA — that is what kills cash flow in slow weeks.
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